New coupons from COUPONS.COM organized by category.

Beverages

Buy One Get One FREE Crush (Up to $1.59)

Entertainment

$30/mo off for 12 months from Dish Network

Foods

$0.50 off two cartons of Swanson Broth or Stock

$1.00 off two bags of Wonka Jelly Beans

$1.00 off two BAGS of NESTLE NestEggs

Personal Care

$1.00 off one TUBE OF COLGATE TOTAL ADVANCED

$1.00 off one Maybelline NY Illegal Length Mascara

Save 50¢ when you buy any TWO (2) Pillsbury® Crescent Dinner Rolls. Expires 4/30/2012.
New SavingStar digital coupons. You will need to join SavingStar to access these coupons. And they are not a printed product. They get loaded on your current loyalty card.
Save $1.00 when you buy TWO (2) PACKAGES any variety Pillsbury® Refrigerated Cookie Dough. Expires 4/30/2012.

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Here are some new Cellfire coupons loaded on your loyalty card.

They will be available from April 3rd to the 16th so go clip them now.
You can use these coupons at Kroger and Kroger subsidiaries, Carrs, Genuardi’s, Randall’s, Tom Thumb, Shop ‘n Save, Lowe’s, and Harps. And they expire on 4/30.

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PB Rolled Pie Crusts Save $.75
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Yoplait Cups Save $.40
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PB Refrig’d Grands! Save $.40
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About the book:

About Crystal Paine:

My Review:

I’ve been reading Crystal’s blog off and on since it was called Biblical Womanhood. Before the trio of kids, back when her hubby was in college. When she REALLY had to stretch a dollar.  I read it more then for the tidbits on her regular every day life. We didn’t have a CVS in our area and I found her simple way of living nice to read about. Today I read Money Saving Mom sporadically more for the deals and stuff. The giveaways and coupons.

When I heard Crystal had written a book I decided I wanted to read (or listen) to it. I like gleaning information about saving money so I was looking forward to it. We work hard for our money so why not get the most out of it.  Not looking to be millionaires just the best stewards we can be of our resources. I know a lot of people say that if you read Crystal’s blog you’ve already read the book so I took that into consideration.

So I said I would review The Money Saving Mom’s Budget.

Chapter One: I started off listening to The Money Saving Mom’s Budget audio with my husband who bowed out after chapter one. He’s was put off by the first chapter on Goals. He said it sounded exactly like what you hear from popular motivational speakers. It was the same formula. For achieving this or that.  You hear a lot of this kind of talk when they make you go to seminars and such in the workplace and he was done. I admit it was not sounding like the usual Crystal of years past. It was all about laying down our goals so we could realize our “financial dreams”. Lots of encouragement for Financial Success. If I thought the rest of the audio book would have been like this I would have put it down. It did sound like a lot of motivational speak. Goals are important but it felt more like she was trying to motivate and entrepreneur rather than a Mother struggling to make ends meet. I hope this makes sense.

Chapter two: I kept going on to chapter two. This chapter was on clutter. Yes clutter. It’s like this. Time is money. If you spend your time looking for things around your house because you’ve misplaced them and are disorganized. And then say you have to go buy that thing again because you just could not find it even though you KNOW you have one. Well you’re wasting your money. So she talks about getting organized at home so you are not wasting your money. This is true and very important.

Chapter three: Chapter three was good. It was the basics for putting down a budget. I liked this chapter. A budget is so important if you want to know where your money is going and what you’ve truly been doing with it. It was nice, simple, and to the point.  This is probably the single most important chapter for those really struggling with making ends meet.

Chapter four: In this chapter Crystal challenges you to go plastic free. To stop using your credit AND debit cards for…I’ve forgotten. It’s like 2 months or something. I can see the wisdom in this (after you budget) but of course this is not going to work for everybody so you’ll have to decide what you can do here. Having had credit cards I can say I never want one again but we do use debit a lot. A way to get around overspending on our debit cards is we have a separate account for online shopping and grocery shopping. That money is put into that account and that is what we use. This is the cash chapter.

Chapter five: Now we move on to coupons. Crystal is a big believer in coupons and if you’ve ever visited her site you how much she uses them and they are in fact the main feature of her site. This is the info I was after.  Here she tells you why you should use them and different methods to go about organizing them. I think most of this I already knew. But I was wondering if I was missing something since food wise I don’t save that much with coupons. Face it. If you eat healthy, make all your own foods, eat as much organic as you can. You’ll pay big. Or at least bigger than if you don’t do all of this. So what I learned from this chapter is that where we can save is on the non-food items so I have to focus more on those and stop using Claus Porto soap for my every day bath. Sigh!

Chapter 6: How to save even more on your groceries with coupons and places other than grocery stores that you might shop to save money. This is the chapter where you have to decide how much time and energy you can put into cutting your grocery bill. She points you to her site (which is a great resource and time saver) to find coupon match ups. She also accounts her CVS beginnings and how she saves on her household products.

Chapter 7: 25 ways to save without using coupons. Other ways to save without having to clip coupons. We do most of this already.

Chapter 8: Going out without going broke.  This chapter will help you to realize how to have fun without spending a lot. I think most families are pretty good at this. Every family finds fun in different things so finding your fun and doing it at low cost is important.

Chapter 9: So the last chapter is probably the best. Because here she is speaking of how much she relied on God in the earlier years of her marriage. Choose Contentment is the title of this chapter. She also talks about tithing which is ultra important. Tithe first.

Finally: There are printable checklists and forms to get you organized.

All in all I think this was a great book for a person who is just starting out to manage their finances. Someone who is committed to finally bringing that checkbook in order and caring for their family within their means. I did end up recommending this book to someone who is struggling with her finances.

If you’ve already been working at being frugal and managing your money for a little while then you are probably already doing most of what Crystal has in this book. If you are a blog reader then again you are probably already practicing a lot of these tips. As I went through each chapter I noted that we are already practicing much of what is in this audio book. Our nutritional needs are where we splurge and going out

And then if you’re really struggling with your finances you can dig around and buy much of this on Moneysavingmom.com

Buy the audio book here

Read more reviews of Crystal’s book The Money Saving Mom’s Budget

Disclosure of Material Connection: I received this book free from Litfuse Publicity Group as part of their Blogger Review program. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

BUT!

What are Video Rewards?

Well click to get a coupon BUT watch the video and get an extra savings a the end.

Here are a few video rewards..

$1.10 off when you buy any FOUR Pure Protein Bars

$1.10 off when you buy any FOUR Met-Rx® Bars

$3.00 off when you buy any Zantac® brand product 24ct or larger

$1.40 off when you buy any NatureSmart Ester-C® item

$1.10 off when you buy any ONE Nature’s Bounty® Vitamins or Supplements

With over 7,000 of designs to choose from, these labels are extremely versatile. Get your FREE labels from Vistaprint, shipping and handling starts at $3.50

Order your 140 Free Return Address Labels from Vistaprint.

Celebrate with Crystal by entering her iPad2 Giveaway (a GREAT tool to keep track of your budget!) and RSVPing to the Live Webcast Event on 4/5!

One savvy winner will receive:

• A Brand new iPad2
• The Money Saving Mom‘s Budget by Crystal Paine, audio edition

Enter today by clicking one of the icons below. But hurry, the giveaway ends 4/4/12. Winner will be announced at The Money Saving Mom’s Live Webcast Event on 4/5. Crystal will be hosting an evening of chat, laughter and encouragement – bring your friends! She’ll share tips and advice and her husband will be joining her to share how the principles Crystal outlines in her book have dramatically impacted their family life. She’ll also be giving away some GREAT prizes: gift certificates, books, and much more!

So grab your copy of The Money Saving Mom®’s Budget and join Crystal and friends on the evening of April 5th for an evening of fun of learning, sharing and encouragement.

Don’t miss a moment of the fun. RSVP TODAY and tell your friends via FACEBOOK or TWITTER and increase your chances of winning. Hope to see you on the 5th!

Want more info about the MSM?

Click here!

Click the graphic to download a 2012 printable calendar for April. It has form fields so you can type into it also.

April 2012 Printable Calendar

The Old Schoolhouse Magazine gone digital

The Old SchoolHouse Magazine for homeschoolers is now online and free. The digital magazine has all the same information as before but instead of being published quarterly it is now published monthly and is availabe online for free to everyone.

It’s interactive and snazzy and there are apps so you can read it on your mobile device.

You can read it online here.

Well it’s done and I’ve been using it. I’ve also been having to hide it from my daughter.

I’m talking about my Housekeeping Card File.  The little file box designed to help me manage my cleaning chores. I’ve actually gotten back on track in the cleaning department but this was a nice little project to get done. I made little cards and dividers for the interior. I typed the information on each card. The only ones I haven’t done yet are the monthly cards. But that will come. It’s all very cute and colorful and now Sweet Peanut wants one.

I made it in a green and blue theme. That is scrapbooking paper Modge Podged to the outside. I had tried painting it but it looked awful and peeled off.

The pages are from Cajoline Scrap. She has some lovely stuff and is nice too. I printed the cards and dividers on cardstock but thought they were a little flimsy so I backed them with more card stock.

I used the Stampin’ Up Rounded tab punch to make the tabs. I don’t have many scrapbooking gadgets but I did get that.